Closing Cost Estimator

Estimate Your Closing Costs

Switch between buying and selling to estimate cash needed at closing, or closing expenses and net proceeds.

Estimated Cash Needed at Closing

$80,000

Down Payment$80,000
Loan / Financing Costs$0
Title / Settlement$0
Inspection$0
Prepaids$0
HOA$0
Other$0
Total Cash Needed$80,000

Estimated loan amount: $320,000 on a $400,000 purchase.

Talk With Eileen & Joe About Your Buying Plans

How This Estimate Works

In buying mode, estimated cash needed at closing adds your down payment to lender, title/settlement, inspection, prepaid, HOA, and other costs you enter — we don’t invent Florida-specific percentages for any of these. In selling mode, estimated closing expenses total agent compensation, title/settlement, credits, repairs, prorations, and other costs; net proceeds subtract those expenses and your mortgage payoff from the sale price. Agent compensation is never assumed or hard-coded — enter whatever figure applies to your situation.

Estimate Only

This calculation is provided for informational and planning purposes only. Results are estimates and are not a loan quote, lending decision, appraisal, closing statement, tax advice, or legal advice. Actual lender fees, title and settlement costs, prorations, agent compensation, and other transaction expenses may vary.

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