Home Affordability Calculator
How Much Home Might You Afford?
A general estimate of a comfortable purchase price based on income, existing debts, and a down payment — a starting point for your search, not a lender approval.
Car loans, student loans, credit cards, etc.
A general planning assumption you can adjust — not a lender threshold. 36% is a commonly used starting point.
Estimated Maximum Purchase Price
$467,169
Actual qualification depends on lender underwriting, credit, loan program, and other factors — this is not an approval.
Talk With Eileen & Joe About Your Home SearchHow This Estimate Works
We estimate a maximum monthly housing payment from your income, existing debts, and target debt-to-income ratio, subtract estimated taxes, insurance, and HOA to find a principal & interest budget, then work backward to an estimated loan amount and purchase price. It’s a general planning number, not a lending decision.
Estimate Only
This calculation is provided for informational and planning purposes only. It does not represent lender pre-approval, pre-qualification, or a guarantee of financing. Actual qualification depends on lender underwriting, credit, loan program, insurance, taxes, debts, and other factors, and may differ from this estimate.
Ready to start looking? See how we help buyers.